Finance and Financial Management Services at Northern Arizona University
Flagstaff, AZ · Public · Certificate
TradeSchoolWorth Score (Base Case)
84
Strong Growth
77
Base Case
67
Conservative
Earnings
$54,047/yr (66% vs median)
AI-Proof
Exposed (45% shielded)
Job Market
Very Large (622,100 openings/yr)
Future-Proof Earnings
Three scenarios modeling future earnings based on technology adoption rates and job market trends for Finance and Financial Management Services graduates.
| Strong Growth Full Stability |
Base Case Moderate Changes |
Conservative Max Disruption |
|
|---|---|---|---|
| 10-Year Earnings | $1,055K | $592K | $358K |
| Earnings Multiple (In-State) | 83.4x | 46.8x | 28.3x |
| Earnings Multiple (Out-of-State) | 36.5x | 20.5x | 12.4x |
| Viable Career Paths | 20 of 20 | 20 of 20 | 16 of 20 |
| TradeSchoolWorth Score | 84 | 77 | 67 |
10-Year Earnings Projection
*Year 1 uses actual reported earnings. Scenarios diverge as technology and market conditions evolve over time.
Program Tuition (In-State)
$12,652
Out-of-state: $28,900
Median Debt at Graduation
$20,500
4.6 months of Year 1 earnings
Reported Earnings (5 Year)
$91,894
70% growth from Year 1
Career Paths
Where Finance and Financial Management Services graduates typically work. Raw data — no blending. The scenarios above model how these factors interact. This field has roughly 622,100 combined openings per year.
| Career Path | Wage | Openings/yr | Growth | AI-Proof |
|---|---|---|---|---|
| Chief executives | $206,420 | 22,200 | +4.3% | 44% |
| Financial managers | $161,700 | 74,600 | +14.8% | 50% |
| Financial risk specialists | $106,000 | 4,800 | +6.5% | 47% |
| General and operations managers | $102,950 | 308,700 | +4.4% | 52% |
| Personal financial advisors | $102,140 | 24,100 | +9.6% | 50% |
| Financial and investment analysts | $101,350 | 25,100 | +5.7% | 54% |
| Business teachers, postsecondary | $97,270 | 8,100 | +5.7% | 51% |
| Budget analysts | $87,930 | 3,100 | +1.0% | 48% |
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Frequently Asked Questions
What is the TradeSchoolWorth Score for Finance and Financial Management Services at Northern Arizona University?
This program scores 77/100 in the Base Case scenario, factoring in earnings, AI resilience, job market size, and earnings multiple. The score ranges from 67 (conservative) to 84 (strong growth) depending on market conditions.
How AI-proof is a career in Finance and Financial Management Services?
We model three scenarios: Strong Growth (full career stability), Base Case (moderate changes), and Conservative (maximum disruption). In the base case, Finance and Financial Management Services graduates retain 20 of 20 viable career paths. 10-year earnings range from $358,264 (conservative) to $1,054,850 (strong growth).
How many job openings are there for Finance and Financial Management Services graduates?
The career paths mapped to Finance and Financial Management Services have roughly 622,100 combined job openings per year nationally, making this a very large job market.
Is Finance and Financial Management Services at Northern Arizona University worth it?
In the Base Case, this program earns 46.8x its tuition over 10 years. Even in the Conservative scenario, the multiple is 28.3x. The narrow spread between scenarios shows how stable trade careers are compared to desk jobs.
Data: U.S. Department of Education College Scorecard (earnings, debt), Bureau of Labor Statistics 2024-2034
(employment projections), OpenAI GPTs-are-GPTs research (AI task exposure), Felten et al. AIOE.
Scenarios model earnings resilience using AI exposure data and BLS job growth projections.
"Earnings Multiple" is total 10-year projected earnings divided by tuition — not a discounted financial ROI.
Last updated 2026.